NPS Return Calculator 2025 — Estimate Pension & Corpus Growth
Instantly estimate your NPS corpus and returns at retirement. This NPS return calculator projects retirement corpus based on your monthly/yearly contributions, expected annual returns, and retirement age. Includes downloadable standard & visual PDF reports and quick-share options.
Rated 4.8 ★ by 327 verified users — trusted tool for long-term retirement planning.
Min ₹100 — step ₹100
NPS typically for 18+ investors
Default 9% p.a. (change for scenario)
Calculating your projected corpus…
Projected Retirement Corpus
₹0
Estimated corpus at retirement age
Investment vs Returns (composition)
Total Investment
Total Returns
Corpus Growth Over Time
Hover over points to view year-wise figures (mobile: tap points).
—
Total Invested
₹0
Total Returns
₹0
Approx. CAGR
—
Retirement Income Projection (estimate)
| Annuitize % | Estimated Monthly Pension | Notes |
|---|---|---|
| 40% | — | Assumes 40% corpus used to purchase annuity @ 6% p.a. |
| 60% | — | Higher annuity portion — illustrative |
Year-wise Snapshot (sample)
| Year | Year-End Corpus | Annual Returns |
|---|
NPS vs PPF vs EPF (quick)
NPS: market-linked regulated returns; PPF: government-fixed returns; EPF: salary-linked returns. Choose based on risk profile and tax goals.
Frequently Asked Questions
Q: What return should I assume for NPS?
A: We use 9% p.a. as default for planning. Adjust according to asset allocation.
Q: Are NPS contributions tax-deductible?
A: Yes — subject to Section 80C/80CCD limits. Consult tax advisor for details.
Q: Can I include employer contributions?
A: Yes — employer contributions can be estimated; tax treatment differs.
A: We use 9% p.a. as default for planning. Adjust according to asset allocation.
Q: Are NPS contributions tax-deductible?
A: Yes — subject to Section 80C/80CCD limits. Consult tax advisor for details.
Q: Can I include employer contributions?
A: Yes — employer contributions can be estimated; tax treatment differs.
Published: Nov 7, 2025 — 07:10 PM IST | Author: Sk Jabedul Haque · Current Affair
NPS Return Calculator 2025 — Estimate Pension & Corpus Growth
Instantly estimate your NPS corpus and returns at retirement. This NPS return calculator projects retirement corpus based on your monthly/yearly contributions, expected annual returns, and retirement age. Includes downloadable standard & visual PDF reports and quick-share options.
Rated 4.8 ★ by 327 verified users — trusted tool for long-term retirement planning.
Min ₹100 — step ₹100
NPS typically for 18+ investors
Default 9% p.a. (change for scenario)
Calculating your projected corpus…
Projected Retirement Corpus
₹0
Estimated corpus at retirement age
Investment vs Returns (composition)
Total Investment
Total Returns
Corpus Growth Over Time
Hover over points to view year-wise figures (mobile: tap points).
—
Total Invested
₹0
Total Returns
₹0
Approx. CAGR
—
Retirement Income Projection (estimate)
| Annuitize % | Estimated Monthly Pension | Notes |
|---|---|---|
| 40% | — | Assumes 40% corpus used to purchase annuity @ 6% p.a. |
| 60% | — | Higher annuity portion — illustrative |
Year-wise Snapshot (sample)
| Year | Year-End Corpus | Annual Returns |
|---|
NPS vs PPF vs EPF (quick)
NPS: market-linked regulated returns; PPF: government-fixed returns; EPF: salary-linked returns. Choose based on risk profile and tax goals.
Frequently Asked Questions
Q: What return should I assume for NPS?
A: We use 9% p.a. as default for planning. Adjust according to asset allocation.
Q: Are NPS contributions tax-deductible?
A: Yes — subject to Section 80C/80CCD limits. Consult tax advisor for details.
Q: Can I include employer contributions?
A: Yes — employer contributions can be estimated; tax treatment differs.
A: We use 9% p.a. as default for planning. Adjust according to asset allocation.
Q: Are NPS contributions tax-deductible?
A: Yes — subject to Section 80C/80CCD limits. Consult tax advisor for details.
Q: Can I include employer contributions?
A: Yes — employer contributions can be estimated; tax treatment differs.
Published: Nov 7, 2025 — 07:10 PM IST | Author: Sk Jabedul Haque · Current Affair