Terms and Conditions

1. Introduction

These Terms and Conditions govern your use of the website Current Affair, operated by Sk Jabedul Haque. By accessing or using this website, you agree to be bound by these terms. If you disagree with any part of these terms, please discontinue use immediately.

2. Eligibility

You must be at least 13 years old to use this website. By using our services, you represent that you meet this age requirement. You agree not to use the site for any unlawful purpose or in any way that could damage, disable, or impair our services.

3. Services Description

Our website provides:

• Financial Calculators - SIP, EMI, Stock Profit/Loss, Dividend Yield, FD Calculators
• Educational Articles - Government Schemes, Technology, Market Analysis
• Digital Tools - AI Finance Tools, Live Market Data, Investment Insights

All services are provided for informational purposes only.

4. No Financial Advice

Users should consult with certified financial advisors before making investment decisions. You acknowledge that any reliance on our content is strictly at your own risk.

5. Accuracy Disclaimer

We do not guarantee the accuracy, completeness, or reliability of any information, calculations, or results displayed on this website. While we strive to provide accurate data, market conditions change rapidly and calculator results are estimates based on user input and standard assumptions.

6. Intellectual Property

All content, design, code, calculators, articles, and tools on this website are the exclusive intellectual property of Current Affair and Sk Jabedul Haque. This includes but is not limited to:

• Text, graphics, logos, and branding
• Calculator algorithms and formulas
• Article content and research
• Website design and user interface

You may not copy, reproduce, redistribute, or reuse any content without explicit written permission.

7. User Responsibilities

By using our website, you agree NOT to:

• Use the site for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our servers or databases
• Copy, scrape, or automate data extraction from our calculators
• Upload malware, viruses, or harmful code
• Spam, harass, or disrupt other users
• Misrepresent information provided in tools

8. Third-Party Links

We may include links to third-party websites (stock exchanges, government portals, financial institutions). These links are provided for convenience only. We are not responsible for:

• Content, accuracy, or practices of external sites
• Privacy policies of third parties
• Any losses incurred through external links
• Changes to linked content after posting

9. Ads & Affiliate Disclosure

This website may display advertisements or include affiliate links, from which we may earn a commission at no additional cost to you. We only recommend products or services we believe provide value to our users.

Our editorial content is independent of advertising relationships. Sponsored content will always be clearly marked as such.

10. Limitation of Liability

This includes but is not limited to:

• Financial losses from investment decisions
• Data loss or corruption
• Business interruption
• Personal injury or property damage
• Loss of profits or anticipated savings

You agree to use all calculators and tools entirely at your own risk.

11. Changes to Terms

We reserve the right to modify these terms at any time without prior notice. Changes will be effective immediately upon posting to this page. Continued use of the site after changes constitutes acceptance of the updated terms.

We encourage you to review this page periodically for the latest information on our terms.

12. Termination

We reserve the right to suspend or terminate access to users who violate these terms, engage in fraudulent activity, or use our services in a manner that harms other users or our platform.

Upon termination, all provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

13. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in West Bengal, India.

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in effect.

14. Contact Information

For questions about these Terms and Conditions, please contact us:

15. Privacy Policy

Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal data. By using this website, you agree to our data practices as described in the Privacy Policy.

16. AI & Tool Disclaimer

Some tools, content, and insights on this website may be generated using automated systems, artificial intelligence, or machine learning algorithms. While we strive for accuracy:

We do not guarantee that AI-generated responses are always accurate, complete, or up-to-date.

17. Calculator-Specific Disclaimer

Key points:

• Results are projections, not guarantees
• Past performance does not indicate future results
• Consult financial advisors before acting on calculations
• Tax implications are not included in most calculators
• Currency fluctuations may affect actual returns

18. Content Disclaimer

Articles, guides, and educational content on Current Affair are for informational and educational purposes only. They should not be considered:

• Professional financial advice
• Legal counsel
• Tax guidance
• Investment recommendations

We strive to keep content updated, but laws, regulations, and market conditions change frequently. Verify current information with official government portals and financial institutions.