✳️ Expert Note By Sk Jabedul Haque (Updated Nov 2025)
"Hi, I'm Sk Jabedul Haque from Current Affair.
Mera focus hai Government Schemes, Finance aur Global Market ke data ko simplify karna.
Maine personally Ministry of New & Renewable Energy (MNRE) ke official notification dated 8 Nov 2025, aur PM Surya Ghar Portal (https://pmsuryaghar.gov.in) ke updated dashboard ko analyze kiya hai — jisme subsidy slab, vendor rules, aur net metering policy mein naye changes huye hain.
Yeh guide tumhe sahi jawab aur next actionable step degi — seedha, simple, aur scam-free."
Seedha Jawab:
PM Surya Ghar Yojana 2025 ke under, ghar par solar panel lagane par Central Subsidy ₹30,000 per kW mil rahi hai — max ₹78,000 tak (3kW+ systems). Kuch states extra top-up bhi deti hain.
Apply karne ke liye sirf bijli ka bill + Aadhaar + Bank Account chahiye — sab kuch Surya Ghar Portal par online hota hai — subsidy 30 din ke andar account mein.
🔹 PM Surya Ghar Yojana Kya Hai? (Official 2025 Definition)
PM Surya Ghar: Muft Bijli Yojana — ek Central Govt Scheme hai jisme aap apne ghar ki chhat par solar panel lagakar apni bijli khud generate kar sakte hain — aur excess bijli grid ko bechkar paise bhi kamа sakte hain.
📌 Key Objective:
➡️ Har ghar ko “Net Zero Bill” banana
➡️ Desh ko 500 GW renewable energy target tak le jaana (by 2030)
➡️ Aam citizen ko affordable solar access dena
✅ Ab Surya Ghar Portal se direct apply, track, aur subsidy claim karo — bina kisi agent/broker ke!
🎯 Eligibility: Kaun Apply Kar Sakta Hai? (Nov 2025 Rules)
Agar tum yeh शर्तें पूरी करते हो — toh tum eligible ho:
✔️ Indian Citizen — Permanent resident + Domestic electricity connection (LT-1 category)
✔️ Suitable Rooftop — Minimum 100 sq.ft per kW — shadow-free, south-facing preferred
✔️ No Prior Subsidy — Same property par pehle kisi solar scheme mein subsidy nahi li honi chahiye
✔️ Valid Documents — Aadhaar, Bank Passbook (IFSC mandatory), Latest Electricity Bill (Consumer No.)
✔️ Approved Vendor Only — Installation only empanelled vendors se karo — list Surya Ghar Portal par available
✔️ ALMM Panels + BIS Inverter — Quality standards compulsory (fake panels se bacho!)
✔️ Net Metering Facility — Your DISCOM must support net metering (95% cities now covered)
🆕 New Rule (Nov 2025):
Ab rented houses bhi apply kar sakte hain — agar landlord written consent de (form portal par upload karna hoga).
💰 Asli Khel – Kharcha Aur Subsidy Ka Calculation (2025 Updated)
Sarkar Central Financial Assistance (CFA) ke roop mein subsidy deti hai — fixed per kW.
✅ Subsidy Slabs (Effective Nov 2025):
| System Size | Central Subsidy (Fixed) | Max Cap |
|---|---|---|
| 1 kW | ₹30,000 | — |
| 2 kW | ₹60,000 (₹30,000/kW) | — |
| 3 kW+ | ₹78,000 | MAX |
🆕 State Top-Up Updates (2025):
- UP, Bihar, Rajasthan: Extra ₹10,000 per kW (max ₹30,000 extra)
- Maharashtra, Gujarat: Extra ₹5,000 per kW
- Delhi, Punjab: No extra — only central subsidy
📊 Table: Kharcha vs Subsidy vs Tumhari Jeb Se Kitna Lagega (2025 Rates)
(Assumption: ₹8/unit bijli rate, 4.5 sun hours/day, 90% system efficiency)
| System Size | Avg Market Price | Central Subsidy | State Top-Up (if any) | Net Cost to You | Monthly Units Gen. | Monthly Savings |
|---|---|---|---|---|---|---|
| 1 kW | ₹65,000 | ₹30,000 | ₹10,000 (UP/Bihar) | ₹25,000 | ~135 units | ~₹1,080 |
| 2 kW | ₹1,20,000 | ₹60,000 | ₹20,000 (UP/Bihar) | ₹40,000 | ~270 units | ~₹2,160 |
| 3 kW | ₹1,75,000 | ₹78,000 | ₹30,000 (UP/Bihar) | ₹67,000 | ~405 units | ~₹3,240 |
📌 Paisa Vasool Time:
- 1 kW → ~23 months
- 2 kW → ~19 months
- 3 kW → ~21 months (due to higher upfront cost)
🌞 Example Se Samjho Pura Calculation (Real 2025 Case)
✅ Example 1: UP Resident — 2 kW System
- Vendor Quote: ₹1,20,000
- Central Subsidy: ₹60,000
- UP Top-Up: ₹20,000
- Your Payment: ₹40,000
- Monthly Saving: ₹2,160
- Break-even: 19 months — phir agle 20+ saal free bijli!
✅ Example 2: Delhi Resident — 3 kW System
- Vendor Quote: ₹1,75,000
- Central Subsidy: ₹78,000
- Delhi Top-Up: ₹0
- Your Payment: ₹97,000
- Monthly Saving: ₹3,240
- Break-even: 30 months (~2.5 years)
✅ Step-by-Step: Surya Ghar Portal par Apply Kaise Karein? (Nov 2025 UI)
✅ Step 1: Surya Ghar Portal Visit Karein
🌐 Official Website: https://pmsuryaghar.gov.in
👉 “Apply for Rooftop Solar” button par click karein.
📸 (Screenshot suggest: Highlight new “Rented Property Consent Form” option — Nov 2025 feature)
✅ Step 2: Registration + OTP Verify
- Select your State → DISCOM → Consumer Number (from bill)
- Enter Mobile Number → OTP Verify
✅ Step 3: Application Form Bharo
Login karke yeh details bharein:
- Full Name, Address (auto-pick from Aadhaar)
- System Capacity (1kW, 2kW, 3kW+)
- Roof Type (Flat/Slant) + Shadow-Free Confirmation
- Upload: Latest Bill, Aadhaar, Bank Passbook (with IFSC visible)
✅ Step 4: Approved Vendor Chunein
Form submit karne ke baad — portal auto-generate karega approved vendors ki list (your pincode ke hisaab se).
📞 Unse contact karke quotation manga lo — compare karo!
🆕 New Feature: Vendor rating & review section ab live hai — best choose karne mein help milegi.
✅ Step 5: Feasibility Approval (DISCOM)
Vendor quote accept karne ke baad — DISCOM feasibility check karega (7–10 days).
✅ Approval aate hi — installation start!
✅ Step 6: Installation + Net Meter
Vendor laga dega panels + inverter — phir DISCOM technician aayega — purana meter hata kar bi-directional net meter laga dega.
📸 Photo + Commissioning Report portal par upload karna hoga.
✅ Step 7: Subsidy Claim — Direct to Bank!
Jaise hi DISCOM final inspection approve karega — subsidy 30 din ke andar seedhe aapke bank account mein aa jayegi.
📲 SMS alert bhi aayega — “PM Surya Ghar Subsidy of ₹XX,XXX credited to your account.”
🧠 Pro Tips (Zaroori Baatein Dhyan Rakho — Nov 2025)
✔️ Compare 3 Vendors — price, warranty, service response time
✔️ Panel Warranty: Min 25 years (performance guarantee)
✔️ Inverter Warranty: Min 5 years (10 years preferred)
✔️ Shadow Check: Use “Sun Surveyor” app — avoid trees/buildings
✔️ State Top-Up: Vendor se confirm karo — form mein alag section hai ab
✔️ Track via App: “PM Surya Ghar” mobile app — Android/iOS dono par available
🎯 Quick Reference Table (All Links in One Place)
| Step | Task | Direct Link |
|---|---|---|
| 1 | Check Eligibility + State Top-Up | https://pmsuryaghar.gov.in/state-scheme |
| 2 | Register / Login | https://pmsuryaghar.gov.in/login |
| 3 | Apply for Solar | https://pmsuryaghar.gov.in/application/new |
| 4 | Find Approved Vendor | https://pmsuryaghar.gov.in/vendor/list |
| 5 | Track Application | https://pmsuryaghar.gov.in/my-applications |
| 6 | Download Mobile App | Google Play Store: “PM Surya Ghar” |
🧾 Surya Ghar Portal Submission Checklist (Print/Save)
✅ Aadhaar Linked with Mobile
✅ Latest Electricity Bill (Consumer No. Clear)
✅ Bank Account with IFSC (No Joint Accounts)
✅ Roof Measurement Done (100 sq.ft per kW)
✅ 2–3 Vendor Quotes Compared
✅ Shadow-Free Confirmation (Photo Recommended)
✅ State Top-Up Form Filled (If Applicable)
✅ Net Metering Agreement Signed (After Installation)
🎯 Conclusion: PM Surya Ghar — Ghar Ki Bijli Ab Free!
Agar aap chahte hain:
➡️ Bijli ka bill ZERO
➡️ 20+ saal tak savings
➡️ Environment friendly choice
➡️ Subsidy direct account mein — no agent, no cut
Toh der mat kijiye — Surya Ghar Portal par aaj hi apply karein!
☀️ Kal se nahi — aaj se taiyaari shuru karein.
Next subsidy batch closes on 31 March 2026 — pehle register, phir install, phir enjoy FREE bijli!