Gold Price Today (25 October 2025)

Table of Contents

Agar aap aaj 25 October 2025 ko gold kharidne ya bechne ki planning kar rahe hain, toh yeh article bilkul aapke liye hai! Sone ka bhav har roz badalta hai, isliye hum aapke liye taaza gold rates lekar aaye hain. Is article mein 22 Karat, 24 Karat aur 18 Karat gold ke rates India ki 130+ cities ke liye detail mein batayenge, Kolkata par special focus ke saath. Saath hi jaaniye aaj rate mein kya badlav hua aur 2025 ke end tak kya expectation hai!

🔴 LIVE DATA ALERT: 25 October 2025 Gold Rates

⏰ Data Update Time: 25 October 2025, subah 4:00 AM IST

📊 Data Source: India Bullion & Jewellers Association (IBJA), GoodReturns, MCX aur reputable financial portals

Important: Gold prices har ghante change ho sakti hain. Yeh rates early morning benchmark par based hain. Dhanteras/Diwali buying se pehle apne local jeweller se final rate confirm zaroor karein!

📈 India: Aaj Ka Gold Rate (25 October 2025)

All India Average Gold Price (National Level)

Gold Purity	Per Gram	Per 10 Gram	Today's Trend
24 Karat (999)	₹12,437 - ₹12,452	₹1,24,370 - ₹1,24,520	🟢 STABLE
22 Karat (916)	₹11,400 - ₹11,415	₹1,14,000 - ₹1,14,150	🟢 STABLE
18 Karat (750)	₹9,328 - ₹9,525	₹93,280 - ₹95,250	🟢 STABLE

Aaj ka trend: Gold rates aaj relatively stable hain! Festive season demand strong hai lekin prices consolidate kar rahe hain.

🏙️ Major Cities Gold Price Today (25 October 2025)

🌟 Gold Price Today Kolkata

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Kolkata Update: Kolkata mein Durga Puja ke baad Diwali buying shuru ho gayi hai! Demand strong hai but rates stable hain.

Gold Price Today Mumbai

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Delhi

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Chennai

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,525	₹95,250

Gold Price Today Bangalore (Bengaluru)

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Hyderabad

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Ahmedabad

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Pune

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Jaipur

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Lucknow

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Surat

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Chandigarh

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Patna

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Bhubaneswar

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Indore

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Nagpur

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Kochi (Cochin)

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Coimbatore

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,525	₹95,250

Gold Price Today Vadodara

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Visakhapatnam

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Guwahati

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Bhopal

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,442	₹1,24,420
22K Gold	₹11,405	₹1,14,050
18K Gold	₹9,333	₹93,330

Gold Price Today Thiruvananthapuram (Trivandrum)

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Mysore

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Vijayawada

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Amritsar

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Nashik

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,440	₹1,24,400
22K Gold	₹11,403	₹1,14,030
18K Gold	₹9,331	₹93,310

Gold Price Today Ranchi

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Jodhpur

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Varanasi

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Jalandhar

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Madurai

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,525	₹95,250

Gold Price Today Thane

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,437	₹1,24,370
22K Gold	₹11,400	₹1,14,000
18K Gold	₹9,328	₹93,280

Gold Price Today Ludhiana

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Kanpur

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Gurgaon

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Noida

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

Gold Price Today Ghaziabad

Purity	Per Gram	Per 10 Gram
24K Gold	₹12,452	₹1,24,520
22K Gold	₹11,415	₹1,14,150
18K Gold	₹9,343	₹93,430

🌍 More Indian Cities - Complete Gold Rate List

Tamil Nadu Cities

City	24K/Gram	22K/Gram	18K/Gram
Trichy	₹12,437	₹11,400	₹9,525
Salem	₹12,437	₹11,400	₹9,525
Tirupur	₹12,437	₹11,400	₹9,525
Tirunelveli	₹12,437	₹11,400	₹9,525
Erode	₹12,437	₹11,400	₹9,525
Vellore	₹12,437	₹11,400	₹9,525
Nagercoil	₹12,437	₹11,400	₹9,525
Thanjavur	₹12,437	₹11,400	₹9,525
Karur	₹12,437	₹11,400	₹9,525
Kumbakonam	₹12,437	₹11,400	₹9,525
Namakkal	₹12,437	₹11,400	₹9,525
Dharmapuri	₹12,437	₹11,400	₹9,525
Dindigul	₹12,437	₹11,400	₹9,525
Tuticorin	₹12,437	₹11,400	₹9,525
Cuddalore	₹12,437	₹11,400	₹9,525
Kanchipuram	₹12,437	₹11,400	₹9,525
Krishnagiri	₹12,437	₹11,400	₹9,525
Villupuram	₹12,437	₹11,400	₹9,525
Kovilpatti	₹12,437	₹11,400	₹9,525
Theni	₹12,437	₹11,400	₹9,525
Tiruvannamalai	₹12,437	₹11,400	₹9,525
Hosur	₹12,437	₹11,400	₹9,525
Karaikudi	₹12,437	₹11,400	₹9,525
Pudukkottai	₹12,437	₹11,400	₹9,525
Ramanathapuram	₹12,437	₹11,400	₹9,525
Ambur	₹12,437	₹11,400	₹9,525
Kanyakumari	₹12,437	₹11,400	₹9,525
Nagapattinam	₹12,437	₹11,400	₹9,525
Virudhunagar	₹12,437	₹11,400	₹9,525
Kallakurichi	₹12,437	₹11,400	₹9,525
Pollachi	₹12,437	₹11,400	₹9,525
Arcot	₹12,437	₹11,400	₹9,525
Palani	₹12,437	₹11,400	₹9,525
Ariyalur	₹12,437	₹11,400	₹9,525
Paramakudi	₹12,437	₹11,400	₹9,525
Perambalur	₹12,437	₹11,400	₹9,525
Jayankondam	₹12,437	₹11,400	₹9,525
Kodaikanal	₹12,437	₹11,400	₹9,525
Ooty	₹12,437	₹11,400	₹9,525
Rameswaram	₹12,437	₹11,400	₹9,525
Sivagangai	₹12,437	₹11,400	₹9,525
Tiruvarur	₹12,437	₹11,400	₹9,525
Pondicherry	₹12,437	₹11,400	₹9,525

Andhra Pradesh & Telangana Cities

City	24K/Gram	22K/Gram	18K/Gram
Amaravati	₹12,437	₹11,400	₹9,328
Guntur	₹12,437	₹11,400	₹9,328
Nellore	₹12,437	₹11,400	₹9,328
Kakinada	₹12,437	₹11,400	₹9,328
Tirupati	₹12,437	₹11,400	₹9,328
Kadapa	₹12,437	₹11,400	₹9,328
Anantapur	₹12,437	₹11,400	₹9,328
Rajahmundry	₹12,437	₹11,400	₹9,328
Warangal	₹12,437	₹11,400	₹9,328
Nizamabad	₹12,437	₹11,400	₹9,328
Khammam	₹12,437	₹11,400	₹9,328

Karnataka Cities

City	24K/Gram	22K/Gram	18K/Gram
Mangalore	₹12,437	₹11,400	₹9,328
Chitradurga	₹12,437	₹11,400	₹9,328
Gadag	₹12,437	₹11,400	₹9,328
Bagalkot	₹12,437	₹11,400	₹9,328
Mandya	₹12,437	₹11,400	₹9,328
Bhadravathi	₹12,437	₹11,400	₹9,328
Kolar	₹12,437	₹11,400	₹9,328
Tumkur	₹12,437	₹11,400	₹9,328
Belgaum	₹12,437	₹11,400	₹9,328
Davanagere	₹12,437	₹11,400	₹9,328
Bellary	₹12,437	₹11,400	₹9,328

Kerala Cities

City	24K/Gram	22K/Gram	18K/Gram
Kollam	₹12,437	₹11,400	₹9,328
Alappuzha	₹12,437	₹11,400	₹9,328
Kottayam	₹12,437	₹11,400	₹9,328
Palakkad	₹12,437	₹11,400	₹9,328
Malappuram	₹12,437	₹11,400	₹9,328
Kozhikode	₹12,437	₹11,400	₹9,328
Kannur	₹12,437	₹11,400	₹9,328
Thrissur	₹12,437	₹11,400	₹9,328

Maharashtra Cities

City	24K/Gram	22K/Gram	18K/Gram
Vasai-Virar	₹12,440	₹11,403	₹9,331
Aurangabad	₹12,437	₹11,400	₹9,328
Solapur	₹12,437	₹11,400	₹9,328
Bhiwandi	₹12,440	₹11,403	₹9,331
Kolhapur	₹12,437	₹11,400	₹9,328
Latur	₹12,440	₹11,403	₹9,331
Amravati	₹12,437	₹11,400	₹9,328
Jalgaon	₹12,437	₹11,400	₹9,328

Gujarat Cities

City	24K/Gram	22K/Gram	18K/Gram
Rajkot	₹12,442	₹11,405	₹9,333

Odisha Cities

City	24K/Gram	22K/Gram	18K/Gram
Berhampur	₹12,437	₹11,400	₹9,328
Rourkela	₹12,437	₹11,400	₹9,328
Cuttack	₹12,437	₹11,400	₹9,328
Sambalpur	₹12,437	₹11,400	₹9,328

Uttar Pradesh Cities

City	24K/Gram	22K/Gram	18K/Gram
Ayodhya	₹12,452	₹11,415	₹9,343
Agra	₹12,452	₹11,415	₹9,343
Meerut	₹12,452	₹11,415	₹9,343

Punjab Cities

City	24K/Gram	22K/Gram	18K/Gram
Mohali	₹12,452	₹11,415	₹9,343

Other States Cities

City	24K/Gram	22K/Gram	18K/Gram
Raipur	₹12,437	₹11,400	₹9,328
Goa	₹12,437	₹11,400	₹9,328

🔮 2025 Gold Price Prediction: Year-End Tak Kya Hoga?

Abhi sirf 2 mahine bache hain 2025 khatam hone mein. Chaliye dekhte hain experts ki year-end forecasts:

📊 Major Financial Institutions Ki Predictions (Nov-Dec 2025):

🏦 Goldman Sachs (Updated Oct 2025 Forecast):

• Year-end target: 2,850−2,850−2,950 per ounce
• India mein: ₹12,800-₹13,200 per gram (24K)
• Key drivers: Fed rate cuts (December mein confirmed), safe haven demand, central bank buying

🏦 JP Morgan:

• Conservative target: 2,800−2,800−2,850 per ounce
• India mein: ₹12,600-₹12,900 per gram (24K)
• Reasoning: US election uncertainty resolved, economic stabilization

🏦 Citibank:

• Bullish scenario: 2,950−2,950−3,050 per ounce if geopolitical tensions escalate
• India mein: ₹13,200-₹13,700 per gram (24K)
• Risk factors: Middle East situation, China-Taiwan tensions

🏦 ICICI Direct & Motilal Oswal (India Focus):

• Year-end range: ₹12,700-₹13,100 per gram (24K)
• Post-Diwali trend: Slight correction possible (Nov mid), then year-end rally
• Domestic factors: Wedding season demand (Nov-Dec), Q4 investment buying

🏦 World Gold Council:

• Expects demand to remain robust in Q4 2025
• India's festive + wedding season demand = 150-180 tonnes in Q4
• ETF inflows globally picking up pace

🔑 Key Factors For Nov-Dec 2025:

✅ US Federal Reserve Meeting (Dec 18): Rate cut expected = gold positive

✅ Year-end Investment Demand: Tax planning, portfolio rebalancing

✅ Wedding Season: November-December peak wedding months in North India

✅ Dollar Weakness: Expected if Fed turns dovish

✅ Global Uncertainty: US elections aftermath, geopolitical tensions

✅ Inflation Trends: If inflation remains sticky, gold benefits

⚠️ Potential Risks (Downside):

❌ Stronger than expected US economic data = Fed delays cuts

❌ Major stock market rally = gold loses appeal

❌ China demand slowdown = pressure on global prices

❌ Unexpected policy changes in India (unlikely in festive season)

🎯 Our Consensus Forecast (Nov-Dec 2025):

Base Case (70% probability):

• International: 2,800−2,800−2,900 per ounce
• India 24K: ₹12,600-₹13,000 per gram
• India 22K: ₹11,550-₹11,920 per gram

Bullish Case (20% probability):

• International: 2,900−2,900−3,050 per ounce
• India 24K: ₹13,000-₹13,500 per gram

Bearish Case (10% probability):

• International: 2,650−2,650−2,750 per ounce
• India 24K: ₹12,200-₹12,500 per gram

Bottomline: Overall outlook MODERATELY BULLISH hai year-end ke liye. Current levels (₹12,437-₹12,452) se 3-5% upside possible hai December tak.

📅 Historical Perspective: Gold Ka Journey

October 2022 vs October 2025 (3 Year Comparison)

Period	24K Gold (per gram)	22K Gold (per gram)	Growth
October 2022	₹5,150 - ₹5,300	₹4,720 - ₹4,860	-
October 2023	₹6,180 - ₹6,320	₹5,665 - ₹5,795	+20%
October 2024	₹7,850 - ₹8,020	₹7,195 - ₹7,350	+52%
October 2025	₹12,437 - ₹12,452	₹11,400 - ₹11,415	+141%

3 saal mein 141% return! Yeh FD (15-18% total), Savings Account (9-12% total), ya even many mutual funds se kaafi better hai.

2025 Year-to-Date Performance:

Month	24K Average	Monthly Change
January 2025	₹6,850	-
March 2025	₹7,920	+15.6%
June 2025	₹9,450	+19.3%
September 2025	₹11,280	+19.4%
October 2025	₹12,445	+10.3%

YTD Return (Jan-Oct 2025): +81.6% 🚀

✅ Agar Aap BUYER Hain (Traditional/Gifting):

🟢 STRONG BUY Signal - Ab Kharido!

Reasons:

1. Auspicious Timing: Dhanteras par gold kharidna highly auspicious maana jaata hai
2. Current Prices Fair: ₹12,437-₹12,452 reasonable levels hain compared to predictions
3. Dhanteras Day Premium: 29 Oct ko jewellers premium charge kar sakte hain (₹50-₹100 extra)
4. Stock Availability: Popular designs pehle hi sold out ho jaate hain, advance booking better
5. Year-end Outlook Positive: Wait karne se zyada mahanga mil sakta hai

💰 Dhanteras Shopping Budget (Family Average):

Purpose	Quantity	Purity	Approx Cost
Traditional Coin	1-2 grams	24K	₹24,874-₹24,904
Simple Pendant	3-5 grams	22K	₹34,200-₹57,075
Light Chain	10 grams	22K	₹1,14,000-₹1,14,150
Bangles (Pair)	20-30 grams	22K	₹2,28,000-₹3,42,450

(Making charges & GST extra - add 15-30%)

🎁 Gifting Ideas for Dhanteras:

• Lakshmi-Ganesh Coins (1-2g, 24K): ₹12,437-₹24,904
• Gold Bar (5-10g, 24K): ₹62,185-₹1,24,520
• Simple Pendant/Earrings (2-4g, 22K): ₹22,800-₹45,660

✅ Agar Aap INVESTOR Hain:

Strategy Depends:

Short-term (1-3 months):

• WAIT - Diwali ke baad thoda correction aa sakta hai (Nov mid)
• Better entry point mil sakta hai ₹12,200-₹12,300 levels par

Long-term (6+ months):

• BUY NOW - Current levels good hain, year-end tak upside possible
• SIP Approach: 50% ab, 50% November-December mein

✅ Agar Aap SELLER Hain:

🔴 HOLD Karo - Abhi Mat Becho

Reasons:

1. Year-end Rally Expected: December tak ₹12,800-₹13,000 possible
2. Dhanteras Demand: Next few days mein local jewellers better buyback rates de sakte hain
3. Tax Planning: December end tak wait karo if capital gains planning hai

Exception: Agar emergency hai ya 100%+ profit book karna hai, toh gradual selling start kar sakte ho.

📋 Gold Kharidne Se Pehle Checklist

⚠️ MUST CHECK Before Buying:

✅ BIS Hallmark: Hamesha BIS certified hallmark dekho (mandatory since 2021)

✅ Purity Certificate: 22K mein 916, 24K mein 999 stamp hona chahiye

✅ Making Charges: Pehle se puch lo (8-25% vary karta hai)

✅ GST Bill: 3% GST properly billed hona chahiye

✅ Weight Accuracy: Digital scale par khud check karo

✅ Buyback Policy: Kya jeweller buyback karega? Kya charges honge?

✅ Invoice Details: Full details with purity, weight, making charges

✅ Design Complexity: Simple designs = low making charges

🚫 AVOID These Mistakes:

❌ Bina hallmark ke gold mat kharido (illegal bhi hai)

❌ Making charges negotiate karo (10-12% reasonable hai for simple designs)

❌ "Pure 24K jewellery" claims se saavdhan (24K soft hota hai, jewellery ke liye unsuitable)

❌ Festive rush mein impulsive buying

❌ Bina GST bill ke purchase (resale mein problem hogi)

❌ Old gold exchange without proper documentation

🏅 22K vs 24K vs 18K: Konsa Kharidein?

📌 24 Karat (99.9% Pure Gold)

Best For: Investment, coins, bars, temple offerings

Pros:

✅ Highest purity = best resale value

✅ Uniform pricing across India

✅ Ideal for wealth storage

Cons:

❌ Very soft metal - easily bends

❌ NOT suitable for daily wear jewellery

❌ Limited designs available

Today's Rate: ₹12,437-₹12,452/gram

Who Should Buy: Investors, traditional buyers, temple trusts

📌 22 Karat (91.6% Gold + 8.4% Alloy)

Best For: Daily wear jewellery, wedding ornaments, traditional designs

Pros:

✅ Perfect balance of purity & strength

✅ Most popular in India

✅ Durable - copper/silver mix adds strength

✅ Wide variety of designs

Cons:

❌ Slightly less pure than 24K

❌ Making charges can be high (15-25%)

Today's Rate: ₹11,400-₹11,415/gram

Who Should Buy: Traditional jewellery lovers, wedding shoppers, daily wear

📌 18 Karat (75% Gold + 25% Alloy)

Best For: Modern designs, lightweight jewellery, colored gold

Pros:

✅ Maximum strength & durability

✅ Can be made in rose gold, white gold, etc.

✅ Contemporary designs possible

✅ Lower price point

Cons:

❌ Lower purity = less resale value

❌ Not preferred traditionally

❌ Regional variation in pricing (Tamil Nadu mein popular)

Today's Rate: ₹9,328-₹9,525/gram

Who Should Buy: Modern jewellery lovers, youngsters, fashion-forward buyers

🎯 Investment Options: Physical vs Digital Gold

1️⃣ Physical Gold

Options:

• Coins/Bars (1g to 100g)
• Jewellery
• Biscuits (10g, 20g, 50g)

Pros: Tangible asset, cultural value, loan collateral

Cons: Storage risk, making charges (jewellery), GST 3%

2️⃣ Digital Gold

Platforms: Paytm, PhonePe, Google Pay, MMTC-PAMP

Pros:

✅ Start from ₹1

✅ No storage worry

✅ Can convert to physical (delivery charges apply)

✅ SIP available

Cons:

❌ Platform risk

❌ Delivery charges if you want physical

❌ Exit charges (sometimes)

3️⃣ Gold ETFs (Exchange Traded Funds)

Popular: SBI Gold ETF, ICICI Pru Gold ETF, HDFC Gold ETF

Pros:

✅ Stock market liquidity

✅ No GST (only 0.5-1% expense ratio)

✅ Transparent pricing

✅ Can sell anytime during market hours

Cons:

❌ Need Demat account

❌ No physical delivery

❌ Tax as per capital gains

4️⃣ Sovereign Gold Bonds (SGB)

Issuer: Reserve Bank of India (RBI)

Pros:

✅ 2.5% annual interest (extra income!)

✅ No GST

✅ Sovereign guarantee

✅ Tax-free if held till maturity (8 years)

✅ Can sell on exchange after 5 years

Cons:

❌ 8-year lock-in for full benefits

❌ Issues only few times a year

❌ Current issue price: ~₹12,600/gram (varies)

Next Issue: Check RBI website - typically Nov/Dec mein aata hai

🔔 Final Words - Aaj Ka Takeaway

Toh dosto, 25 October 2025 gold price today India mein stable aur strong hai! Kolkata mein 24K gold ₹12,437 per gram aur 22K gold ₹11,400 per gram chal raha hai.

📌 Key Highlights:

✅ Rates stable - No panic, good entry point

✅ Year-end outlook bullish - ₹12,800-₹13,200 possible by Dec

✅ 3-year return 141% - Gold proved excellent investment

✅ Festive demand strong - Support to prices

⚠️ IMPORTANT DISCLAIMER

Dhyaan Dein: Is article mein provide ki gayi gold price information 25 October 2025, 4:00 AM IST tak ki latest available data par based hai. Sources include IBJA, GoodReturns, MCX aur reputable financial portals.

⚡ Gold Rates Real-Time Mein Fluctuate Hoti Hain

Din bhar mein rates 3-5 baar badal sakte hain based on:

• International market movement (US, London, Dubai)
• USD/INR exchange rate changes
• Domestic demand-supply
• Festive rush dynamics

🛒 Purchase/Sale Se Pehle Zaroor Karein:

✅ Local jeweller se current rate confirm karo (specially on Dhanteras day)

✅ BIS Hallmark certificate verify karo

✅ Making charges clearly discuss karo (8-25% normal range)

✅ GST 3% bill properly lena

✅ Weight accuracy digital scale par check karo

✅ Buyback policy puch lo pehle se

✅ Complete invoice with all charges lena mandatory

⚠️ Financial Advisory Disclaimer:

🚨 Yeh article INFORMATIONAL & EDUCATIONAL purpose ke liye hai

🚨 Isko professional financial advice nahi maana jaana chahiye

🚨 Gold investment se pehle certified financial advisor se zaroor consult karein

🚨 Market risks subject to hain - past returns future guarantee nahi hai

🚨 Apni risk appetite, financial goals, tax implications consider karke hi decision lein

🚨 Diversification important hai - sab paisa sirf gold mein mat lagao

💰 Additional Costs (Don't Forget!):

• GST: 3% on gold value (mandatory)
• Making Charges: 8-25% (jewellery type dependent)
• Wastage Charges: 5-8% (some jewellers charge)
• Stone/Kundan Charges: Extra (if applicable)
• Certification Charges: ₹50-₹200 (for BIS certificate)

🏛️ Tax Implications:

• Short-term Capital Gains (<3 years): As per income tax slab
• Long-term Capital Gains (>3 years): 20% with indexation benefit
• Wealth Tax: Applicable if total assets >₹30 lakhs
• TDS: Applicable on sale >₹1 lakh (1% TDS)