Gold Rate Today (22 October)

Table of Contents

Nayi Delhi: Gold Rate Today (22 October 2025) - Hafte ki shuruaat mein record high banane ke baad kal sone ki keematon mein bhaari giravat (big fall) dekhi gayi thi. Lekin, aaj Budhwar (Wednesday) ko Bhartiya sarafa bazaar mein sona lagbhag stable (sthir) hai. Agar tu bhi sona khareedne ka plan kar raha hai, toh yeh bilkul sahi samay ho sakta hai kyunki market thoda sambhal gaya hai.

Is article mein hum tujhe batayenge ki aaj Chennai, Delhi, Mumbai, Kolkata samet desh ke sabhi bade shehron mein 22 carat aur 24 carat sone ka taaza bhav (Latest Gold Price) kya hai. Dhanteras aur Diwali nazdeek aa rahi hai, isliye sone ki khareedari ka yeh perfect time ho sakta hai.

Aaj Ka Sone Ka Bhav (22 October 2025) - Per 10 Gram

Shehar (City)	22 Carat Gold (₹)	24 Carat Gold (₹)	Kal se badlaav
Chennai	₹1,20,010	₹1,30,920	Mamuli giravat (₹-10)
Mumbai	₹1,19,690	₹1,30,570	Mamuli giravat (₹-10)
Delhi	₹1,19,840	₹1,30,720	Mamuli giravat (₹-10)
Kolkata	₹1,19,690	₹1,30,570	Mamuli giravat (₹-10)
Bangalore	₹1,19,690	₹1,30,570	Mamuli giravat (₹-10)
Hyderabad	₹1,19,690	₹1,30,570	Mamuli giravat (₹-10)
Ahmedabad	₹1,19,740	₹1,30,620	Mamuli giravat (₹-10)
Pune	₹1,19,690	₹1,30,570	Mamuli giravat (₹-10)

Disclaimer: Yeh rates indicative hain aur isme GST (3%), TCS aur making charges shaamil nahi hain. Actual rate apne nazdeeki jeweller se confirm zarur karein.

Gold Rate Today in Chennai - Chennai Mein Aaj Sone Ka Bhav

Chennai Tamil Nadu ki rajdhani hai aur yahan gold ki demand hamesha high rehti hai. Aaj 22 October 2025 ko Chennai mein sone ka bhav thoda sa gira hai lekin ab stable ho gaya hai. Chennai mein 22 carat sone ka daam ₹1,20,010 prati 10 gram hai. Wahin, 24 carat sone (99.9% purity) ke liye tujhe ₹1,30,920 prati 10 gram dene honge.

Chennai hamesha se gold ki ek badi market rahi hai. Yahan ke logon ko sona khareedne ka shauq hai, khaas taur par shaadi aur tyoharon ke mausam mein. South India mein gold jewellery ki demand sabse zyada hai aur Chennai iska ek major hub hai.

Chennai Gold Rate Per Gram:

• 24 Carat Gold Price in Chennai (Per Gram): ₹13,092
• 22 Carat Gold Price in Chennai (Per Gram): ₹12,001

Chennai ke famous sarafa bazaars jaise T. Nagar, George Town, aur Sowcarpet mein aaj logon ne thoda relief ki saans li hai kyunki rates ab gir nahi rahe hain.

Gold Rate Today in Delhi - Delhi Mein Aaj Sone Ka Bhav

Desh ki rajdhani Delhi ki baat karein toh yahan bhi keematon mein stability dekhi ja rahi hai. Delhi mein aaj 22 carat sona ₹1,19,840 (10 gram) aur 24 carat sona ₹1,30,720 (10 gram) par trade kar raha hai.

Delhi NCR region India ka sabse bada gold market hai. Yahan Chandni Chowk, Karol Bagh, Lajpat Nagar jaise famous sarafa bazaar hain jahaan daily karodo ka gold transaction hota hai. Kal ki giravat ke baad aaj yahan ke traders aur customers dono ne rahat mehsoos ki hai.

Delhi Gold Rate Per Gram:

• 24 Carat Gold Price in Delhi (Per Gram): ₹13,072
• 22 Carat Gold Price in Delhi (Per Gram): ₹11,984

Delhi mein festival season ke kaaran demand already badh gayi hai. Dhanteras par toh sone ki khareedari aur bhi zyada hogi, isliye traders ko umeed hai ki prices stable rahenge ya thodi upar ja sakti hain.

Gold Rate Today in Mumbai - Mumbai Mein Aaj Sone Ka Bhav

Financial capital Mumbai mein bhi gold rate lagbhag Kolkata aur Bangalore jitna hi hai. Mumbai mein 22 carat gold ka bhav ₹1,19,690 (10 gram) aur 24 carat gold ka bhav ₹1,30,570 (10 gram) hai.

Mumbai mein Zaveri Bazaar Asia ki sabse badi gold market mein se ek hai. Yahan daily tonnes mein gold ki khareed-farokht hoti hai. Aaj yahan ke traders ne bataya ki kal ki giravat ke baad aaj trading volume thodi kam rahi kyunki log wait kar rahe hain ki price aur neeche aayega ya nahi.

Mumbai Gold Rate Per Gram:

• 24 Carat Gold Price in Mumbai (Per Gram): ₹13,057
• 22 Carat Gold Price in Mumbai (Per Gram): ₹11,969

Mumbai stock exchange aur commodity market ki wajah se yahan gold prices par international market ka seedha asar padta hai. Aaj US Dollar ki movements ko dekh kar yahan ke traders cautious hain.

Gold Rate Today in Kolkata - Kolkata Mein Aaj Sone Ka Bhav

Kolkata ke sarafa bazaar mein aaj 22 carat sona ₹1,19,690 prati 10 gram hai, jabki 24 carat sone ka rate ₹1,30,570 prati 10 gram chal raha hai.

West Bengal mein gold ka cultural importance bahut zyada hai. Yahan har auspicious occasion par sona khareedna shubh mana jata hai. Durga Puja ke baad ab Diwali aane wali hai, toh Kolkata ke Burrabazar, Bow Bazaar jaise areas mein footfall badh gayi hai.

Kolkata Gold Rate Per Gram:

• 24 Carat Gold Price in Kolkata (Per Gram): ₹13,057
• 22 Carat Gold Price in Kolkata (Per Gram): ₹11,969

Kolkata mein traditionally log 22 carat gold zyada prefer karte hain jewellery ke liye kyunki yeh strong aur durable hota hai.

Gold Rate Today in Bangalore - Bangalore Mein Aaj Sone Ka Bhav

Karnataka ki rajdhani Bangalore mein bhi gold ki demand consistently high rehti hai. IT hub hone ke kaaran yahan ki purchasing power achi hai. Aaj Bangalore mein 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram mil raha hai.

Bangalore Gold Rate Per Gram:

• 24 Carat Gold Price in Bangalore (Per Gram): ₹13,057
• 22 Carat Gold Price in Bangalore (Per Gram): ₹11,969

Bangalore ke Chickpet, Avenue Road aur Commercial Street famous hain gold jewellery ke liye. Yahan modern designs aur traditional South Indian jewellery dono milte hain.

Gold Rate Today in Hyderabad - Hyderabad Mein Aaj Sone Ka Bhav

Telangana ki rajdhani Hyderabad mein aaj 22 carat sona ₹1,19,690 per 10 gram aur 24 carat sona ₹1,30,570 per 10 gram par available hai.

Hyderabad Gold Rate Per Gram:

• 24 Carat Gold Price in Hyderabad (Per Gram): ₹13,057
• 22 Carat Gold Price in Hyderabad (Per Gram): ₹11,969

Hyderabad mein gold ka business traditionally Marwaris aur local traders sambhalte hain. Laad Bazaar aur Abids yahan ke main gold markets hain jahaan aaj thodi slow trading dekhi gayi.

Gold Rate Today in Ahmedabad - Ahmedabad Mein Aaj Sone Ka Bhav

Gujarat ki commercial capital Ahmedabad mein aaj 22 carat gold ₹1,19,740 per 10 gram aur 24 carat gold ₹1,30,620 per 10 gram hai. Ahmedabad mein rate thoda zyada hai compared to other cities.

Ahmedabad Gold Rate Per Gram:

• 24 Carat Gold Price in Ahmedabad (Per Gram): ₹13,062
• 22 Carat Gold Price in Ahmedabad (Per Gram): ₹11,974

Gujaratis traditionally sone mein invest karte hain. Manek Chowk aur Ratan Pol yahan ke famous jewellery markets hain. Diwali se pehle yahan ki demand peak par hoti hai.

Gold Rate Today in Pune - Pune Mein Aaj Sone Ka Bhav

Maharashtra ka cultural capital Pune bhi ek bada gold market hai. Aaj yahan 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Pune Gold Rate Per Gram:

• 24 Carat Gold Price in Pune (Per Gram): ₹13,057
• 22 Carat Gold Price in Pune (Per Gram): ₹11,969

Pune ke Laxmi Road par famous sarafa bazaar hai jahaan quality gold milta hai. Yahan ke traders ne bataya ki kal ki giravat ke baad aaj enquiries badhi hain.

Gold Rate Today in Lucknow - Lucknow Mein Aaj Sone Ka Bhav

Uttar Pradesh ki rajdhani Lucknow mein aaj 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Lucknow Gold Rate Per Gram:

• 24 Carat Gold Price in Lucknow (Per Gram): ₹13,072
• 22 Carat Gold Price in Lucknow (Per Gram): ₹11,984

Lucknow mein Hazratganj aur Aminabad famous hain jewellery shopping ke liye. Nawabi culture ki wajah se yahan gold jewellery ki unique designs milti hain.

Gold Rate Today in Jaipur - Jaipur Mein Aaj Sone Ka Bhav

Pink City Jaipur Rajasthan ki rajdhani hai aur yahan gold jewellery ka business bahut bada hai. Aaj Jaipur mein 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Jaipur Gold Rate Per Gram:

• 24 Carat Gold Price in Jaipur (Per Gram): ₹13,072
• 22 Carat Gold Price in Jaipur (Per Gram): ₹11,984

Jaipur Johari Bazaar aur Tripolia Bazaar mein traditional Rajasthani jewellery milti hai. Yahan meenakari aur kundan jewellery famous hai worldwide.

Gold Rate Today in Surat - Surat Mein Aaj Sone Ka Bhav

Diamond City Surat Gujarat ka major commercial hub hai. Yahan 22 carat gold ₹1,19,740 per 10 gram aur 24 carat gold ₹1,30,620 per 10 gram hai.

Surat Gold Rate Per Gram:

• 24 Carat Gold Price in Surat (Per Gram): ₹13,062
• 22 Carat Gold Price in Surat (Per Gram): ₹11,974

Surat mein diamond aur gold ka combined business bahut bada hai. Yahan modern machine-made jewellery bhi milti hai aur traditional handmade bhi.

Gold Rate Today in Chandigarh - Chandigarh Mein Aaj Sone Ka Bhav

Union Territory Chandigarh mein aaj 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Chandigarh Gold Rate Per Gram:

• 24 Carat Gold Price in Chandigarh (Per Gram): ₹13,072
• 22 Carat Gold Price in Chandigarh (Per Gram): ₹11,984

Chandigarh Sector 17 aur 22 mein reputed jewellers hain. Yahan Punjab aur Haryana dono states ke log shopping karte hain.

Gold Rate Today in Patna - Patna Mein Aaj Sone Ka Bhav

Bihar ki rajdhani Patna mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Patna Gold Rate Per Gram:

• 24 Carat Gold Price in Patna (Per Gram): ₹13,057
• 22 Carat Gold Price in Patna (Per Gram): ₹11,969

Patna ke Maurya Lok aur Boring Road par jewellery shops hain. Bihar mein traditional gold jewellery ki demand zyada hai.

Gold Rate Today in Bhubaneswar - Bhubaneswar Mein Aaj Sone Ka Bhav

Odisha ki rajdhani Bhubaneswar mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Bhubaneswar Gold Rate Per Gram:

• 24 Carat Gold Price in Bhubaneswar (Per Gram): ₹13,057
• 22 Carat Gold Price in Bhubaneswar (Per Gram): ₹11,969

Odisha mein traditional filigree work famous hai. Bhubaneswar mein aise designs ki unique jewellery milti hai.

Gold Rate Today in Indore - Indore Mein Aaj Sone Ka Bhav

Madhya Pradesh ka commercial capital Indore mein aaj 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Indore Gold Rate Per Gram:

• 24 Carat Gold Price in Indore (Per Gram): ₹13,072
• 22 Carat Gold Price in Indore (Per Gram): ₹11,984

Indore mein Sarafa Bazaar famous hai jahaan raat ko street food bhi milta hai. Yeh ek unique combination hai.

Gold Rate Today in Kochi - Kochi Mein Aaj Sone Ka Bhav

Kerala ka major port city Kochi mein gold ki consumption India mein sabse zyada hai per capita. Aaj Kochi mein 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Kochi Gold Rate Per Gram:

• 24 Carat Gold Price in Kochi (Per Gram): ₹13,057
• 22 Carat Gold Price in Kochi (Per Gram): ₹11,969

Kerala mein traditionally sona bahut kharida jata hai. Kochi ke jewellers reputed hain pure gold ke liye.

Gold Rate Today in Vijayawada - Vijayawada Mein Aaj Sone Ka Bhav

Andhra Pradesh ka commercial hub Vijayawada mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Vijayawada Gold Rate Per Gram:

• 24 Carat Gold Price in Vijayawada (Per Gram): ₹13,057
• 22 Carat Gold Price in Vijayawada (Per Gram): ₹11,969

Vijayawada mein MG Road aur Besant Road par jewellery shops hain. Yahan South Indian style ki heavy jewellery popular hai.

Gold Rate Today in Nagpur - Nagpur Mein Aaj Sone Ka Bhav

Maharashtra ka geographical centre Nagpur mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Nagpur Gold Rate Per Gram:

• 24 Carat Gold Price in Nagpur (Per Gram): ₹13,057
• 22 Carat Gold Price in Nagpur (Per Gram): ₹11,969

Nagpur ke Sitabuldi aur Gandhibagh areas mein sarafa bazaar hain. Yahan ki demand festival season mein peak hoti hai.

Gold Rate Today in Vadodara - Vadodara Mein Aaj Sone Ka Bhav

Gujarat ki cultural capital Vadodara (Baroda) mein aaj 22 carat gold ₹1,19,740 per 10 gram aur 24 carat gold ₹1,30,620 per 10 gram hai.

Vadodara Gold Rate Per Gram:

• 24 Carat Gold Price in Vadodara (Per Gram): ₹13,062
• 22 Carat Gold Price in Vadodara (Per Gram): ₹11,974

Vadodara mein bhi Gujarati community ki strong presence hai jo gold investment ko prefer karti hai.

Gold Rate Today in Coimbatore - Coimbatore Mein Aaj Sone Ka Bhav

Tamil Nadu ka Manchester kehlaane wala Coimbatore mein aaj 22 carat gold ₹1,20,010 per 10 gram aur 24 carat gold ₹1,30,920 per 10 gram hai.

Coimbatore Gold Rate Per Gram:

• 24 Carat Gold Price in Coimbatore (Per Gram): ₹13,092
• 22 Carat Gold Price in Coimbatore (Per Gram): ₹12,001

Coimbatore mein Cross Cut Road aur RS Puram famous hain jewellery shopping ke liye. Yahan Tamil style ki traditional jewellery milti hai.

Gold Rate Today in Visakhapatnam - Visakhapatnam Mein Aaj Sone Ka Bhav

Andhra Pradesh ka port city Visakhapatnam (Vizag) mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Visakhapatnam Gold Rate Per Gram:

• 24 Carat Gold Price in Visakhapatnam (Per Gram): ₹13,057
• 22 Carat Gold Price in Visakhapatnam (Per Gram): ₹11,969

Vizag mein Jagadamba Centre aur MVP Colony areas mein branded jewellers hain.

Gold Rate Today in Ludhiana - Ludhiana Mein Aaj Sone Ka Bhav

Punjab ka industrial hub Ludhiana mein aaj 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Ludhiana Gold Rate Per Gram:

• 24 Carat Gold Price in Ludhiana (Per Gram): ₹13,072
• 22 Carat Gold Price in Ludhiana (Per Gram): ₹11,984

Ludhiana mein Chaura Bazaar famous hai gold jewellery ke liye. Punjabi weddings mein gold ki demand bahut hoti hai.

Gold Rate Today in Kanpur - Kanpur Mein Aaj Sone Ka Bhav

UP ka industrial city Kanpur mein aaj 22 carat gold ₹1,19,840 per 10 gram aur 24 carat gold ₹1,30,720 per 10 gram hai.

Kanpur Gold Rate Per Gram:

• 24 Carat Gold Price in Kanpur (Per Gram): ₹13,072
• 22 Carat Gold Price in Kanpur (Per Gram): ₹11,984

Kanpur ke Naveen Market mein sarafa bazaar hai jahaan competitive rates milte hain.

Gold Rate Today in Madurai - Madurai Mein Aaj Sone Ka Bhav

Tamil Nadu ka temple city Madurai mein aaj 22 carat gold ₹1,20,010 per 10 gram aur 24 carat gold ₹1,30,920 per 10 gram hai.

Madurai Gold Rate Per Gram:

• 24 Carat Gold Price in Madurai (Per Gram): ₹13,092
• 22 Carat Gold Price in Madurai (Per Gram): ₹12,001

Madurai mein Meenakshi Amman Temple ke paas traditional jewellery ki bahut shops hain. Temple jewellery yahan ki specialty hai.

Gold Rate Today in Mangalore - Mangalore Mein Aaj Sone Ka Bhav

Karnataka ka coastal city Mangalore (Mangaluru) mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Mangalore Gold Rate Per Gram:

• 24 Carat Gold Price in Mangalore (Per Gram): ₹13,057
• 22 Carat Gold Price in Mangalore (Per Gram): ₹11,969

Gold Rate Today in Thiruvananthapuram - Thiruvananthapuram Mein Aaj Sone Ka Bhav

Kerala ki rajdhani Thiruvananthapuram (Trivandrum) mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Thiruvananthapuram Gold Rate Per Gram:

• 24 Carat Gold Price in Thiruvananthapuram (Per Gram): ₹13,057
• 22 Carat Gold Price in Thiruvananthapuram (Per Gram): ₹11,969

Gold Rate Today in Guwahati - Guwahati Mein Aaj Sone Ka Bhav

Assam ki rajdhani Guwahati mein aaj 22 carat gold ₹1,19,690 per 10 gram aur 24 carat gold ₹1,30,570 per 10 gram hai.

Guwahati Gold Rate Per Gram:

• 24 Carat Gold Price in Guwahati (Per Gram): ₹13,057
• 22 Carat Gold Price in Guwahati (Per Gram): ₹11,969

Northeast mein Guwahati sabse bada gold market hai.

Sone Ke Daam Aaj Stable Kyun Hain? - Why Gold Price is Stable Today?

Kal 21 October ko sone ki keematon mein ₹500-600 tak ki giravat dekhi gayi thi, jo investors ke liye shocking thi. Lekin aaj 22 October ko market ne stabilize kiya hai. Iske peeche kuch important kaaran hain:

1. Global Market Cues Aur International Factors

US Dollar Ki Mazbooti: Antarrashtriya bazaar mein US Dollar Index (DXY) mein thodi recovery aayi hai. Jab dollar strong hota hai toh gold usually weak hota hai kyunki dono inversely related hain. Lekin aaj dollar ki mazbooti limited rahi, isliye gold par zyada pressure nahi pada.

US Treasury Yields: America mein 10-year Treasury yields ke kaaran bhi gold par impact padta hai. Kal yields badhne se gold gira tha, lekin aaj yields stable hain isliye gold bhi stable hai.

Geopolitical Tensions: Middle East mein Israel-Iran tensions continue hain. Jab bhi geopolitical uncertainty hoti hai, investors safe haven assets jaise gold ki taraf bhagte hain. Yeh bhi ek kaaran hai stability ka.

2. Profit Booking Ke Baad Consolidation

Pichle hafte 17-18 October ko sone ne almost record high levels touch kiye the. Jab bhi koi asset itni jaldi upar jata hai, toh profit booking hona natural hai.

Investors ne kal apna मुनाफा वसूली (Munafa Vasuli) shuru kar di thi, jisse prices sharply gir gaye. Lekin aaj woh selling pressure kam ho gaya hai kyunki:

• Short-term traders apni position already exit kar chuke hain
• Long-term investors ko in levels par gold attractive lag raha hai
• Fresh buying aane lagi hai lower levels par

3. Festival Demand - Dhanteras Aur Diwali Ka Effect

India mein sone ki khareedari festival season mein peak par hoti hai. Abhi Dhanteras (24 October 2025) aur Diwali (26 October 2025) nazdeek aa rahe hain.

Kyun Important Hai Festival Demand:

• Dhanteras par sona-chaandi khareedna bahut shubh mana jata hai
• Jewellers ne already apna stock increase kar liya hai
• Retail customers enquiries kar rahe hain shaadi aur festival ke liye
• Physical gold ki demand prices ko support de rahi hai

Is domestic demand ki wajah se keematon ko neeche ek floor mil gaya hai. Bhale hi international market mein pressure ho, lekin Indian market mein demand ke kaaran prices zyada nahi gir sakti.

4. Chinese Demand Aur Asia Pacific Market

China duniya ka sabse bada gold consumer hai. Wahan abhi economic situation thodi weak hai lekin central bank consistently gold kharid raha hai apne reserves badhaane ke liye.

Asian markets mein generally gold ki demand strong rehti hai, jo prices ko support karti hai.

5. Central Banks Ki Gold Buying

Globally, kai countries ke central banks apne forex reserves mein gold ka percentage badha rahe hain. RBI (Reserve Bank of India) ne bhi recent months mein gold purchase kiya hai.

Jab central banks systematic buying karti hain toh isse market ko confidence milta hai aur long-term trend bullish rehta hai.

22 Carat Gold Aur 24 Carat Gold Mein Kya Farak Hai?

Bahut se logon ko confusion hoti hai ki 22 carat aur 24 carat mein kya difference hai. Chaliye samajhte hain:

24 Carat Gold (Pure Gold)

• Purity: 99.9% pure gold hota hai
• Price: Sabse mehenga hota hai kyunki pure hai
• Use: Mostly coins aur bars ke liye use hota hai
• Investment: Investment purposes ke liye better hai
• Drawback: Soft hota hai, isliye jewellery ke liye suitable nahi

22 Carat Gold (Jewellery Gold)

• Purity: 91.67% gold hota hai, baaki 8.33% copper, silver jaise metals ka mixture
• Price: 24 carat se thoda sasta
• Use: Jewellery banane ke liye perfect
• Strength: Other metals mix hone se strong aur durable hota hai
• Popular: India mein sabse popular hai jewellery ke liye

Pro Tip: Agar tu jewellery khareed raha hai toh 22 carat best hai. Lekin agar investment purpose hai toh 24 carat gold coins ya digital gold better option hain.

Making Charges, GST Aur TCS - Kul Kitna Kharcha Aayega?

Sirf gold ka rate dekh kar khush mat ho jaa! Actual mein tujhe aur bhi charges dene padte hain:

1. Making Charges (Banwai Ka Kharcha)

• Yeh jeweller ka charge hota hai jewellery design aur banane ke liye
• Range: 8% se lekar 25% tak ho sakta hai gold value par
• Example: Agar 10 gram gold ki value ₹1,20,000 hai aur making charge 15% hai toh ₹18,000 extra lagega
• Simple designs mein kam, intricate designs mein zyada

2. GST (Goods and Services Tax)

• Gold jewellery par 3% GST lagta hai
• Yeh (gold value + making charges) par calculate hota hai
• Example: ₹1,20,000 + ₹18,000 = ₹1,38,000, isme 3% GST = ₹4,140

3. TCS (Tax Collected at Source)

• Agar tu ek financial year mein ₹5 lakh se zyada ki jewellery khareedta hai
• Toh jeweller ko 1% TCS collect karna padta hai ₹5 lakh se upar ki amount par
• Yeh तुम्हारे PAN card से linked hota hai

Total Cost Example:

• Gold Value: ₹1,20,000
• Making Charges (15%): ₹18,000
• GST (3%): ₹4,140
• Total: ₹1,42,140

Toh actual mein ₹1,20,000 ki listed rate ke liye tune ₹1,42,140 diye! Isliye hamesha pehle se confirm kar le ki total kitna aayega.

Aaj Sona Khareedna Chahiye Ya Wait Karna Chahiye?

Yeh sabse common question hai jo har buyer ke mann mein hota hai. Chalo expert opinion aur market analysis dekh lete hain:

Khareedne Ke Favour Mein Points:

1. Festival Season: Dhanteras nazdeek hai, jo traditionally bahut shubh maana jata hai sona khareedne ke liye
2. Stable Prices: Kal ki giravat ke baad aaj stability aayi hai, matlab support level mil gaya
3. Long-term Investment: Gold historically 10-15% annual return deta hai long term mein
4. Diversification: Portfolio mein gold hona chahiye risk reduce karne ke liye

Wait Karne Ke Favour Mein Points:

1. Dollar Strength: Agar US dollar aur strong hua toh gold aur gir sakta hai
2. Post-Festival Correction: Dhanteras-Diwali ke baad demand kam hone par prices drop ho sakte hain
3. Global Uncertainty: Fed policy aur geopolitical situation par depend karta hai
4. Technical Levels: Agar tu trader hai toh better levels ka wait kar sakta hai

Expert Suggestion:

• Jewellery Buyers: Agar tujhe shaadi ya festival ke liye chahiye toh aaj kharid le. Festival ke din aur mehnga ho jayega due to rush
• Investors: SIP (Systematic Investment Plan) approach use kar. Har month thoda-thoda gold khareed, ek saath saara nahi
• Traders: Technical charts dekh kar entry-exit points decide kar

Digital Gold Vs Physical Gold - Kaun Better Hai?

Aajkal digital gold bhi bahut popular ho gaya hai. Chalo compare karte hain:

Physical Gold (Actual Sona)

Advantages:

• Real asset jo tu physically dekh aur feel kar sakta hai
• Traditional value hai Indian culture mein
• Jewellery form mein use kar sakta hai
• Emergency mein quickly sell kar sakta hai local market mein

Disadvantages:

• Storage ki tension - locker chahiye
• Making charges high hote hain
• Selling par bhi discount milta hai
• Theft ka dar rehta hai

Digital Gold

Advantages:

• ₹1 se bhi shuru kar sakta hai
• Koi making charges nahi
• Secure hai - theft ka dar nahi
• Kisi bhi time buy-sell kar sakta hai online
• Physical delivery bhi le sakta hai if needed

Disadvantages:

• Platform charges hote hain (thode)
• Internet aur account chahiye
• Elderly people ko complicated lagta hai
• Emergency mein physical gold jitni jaldi cash nahi mil sakta

Best Approach:

• Jewellery purpose ke liye physical gold lo
• Investment purpose ke liye digital gold better hai
• Ya phir dono mein thoda-thoda rakho (50-50 mix)

Gold ETF Aur Sovereign Gold Bonds - Alternative Options

Agar tu seriously investment soch raha hai toh yeh options bhi dekh:

Gold ETF (Exchange Traded Fund)

• Stock market mein trade hota hai like shares
• Demat account chahiye
• 99.5% pure gold par based hota hai
• Buy-sell easily kar sakta hai trading hours mein

Sovereign Gold Bonds (SGB)

• Government of India ki scheme hai
• Interest milta hai: 2.5% per annum (sone ke rate ke upar se extra!)
• Maturity: 8 saal, par 5th year se exit kar sakta hai
• Tax Benefit: Maturity par capital gains tax nahi lagta
• Issue: Government time-time par issue karti hai

SGB Best Hai Kyun:

• Interest bhi milta hai aur gold price appreciation bhi
• Government backed hai toh fully secure
• Physical storage ki tension nahi
• Long-term investors ke liye perfect

International Gold Rate Aur Bharat Mein Rate - Connection

International market mein gold ka rate US Dollar per ounce (troy ounce = 31.1 gram) mein hota hai. Abhi COMEX (New York) mein gold around $2,650 per ounce trade kar raha hai.

India Mein Rate Kaise Calculate Hota Hai:

1. International price (dollar mein)
2. USD-INR exchange rate apply karo
3. Import duty add karo (currently around 6%)
4. Local taxes aur dealer margins add karo
5. Convert karo per 10 gram mein

Kyun Different Hota Hai Shehron Mein:

• Local taxes alag hote hain
• Transportation costs
• Dealer competition
• Demand-supply local level par

Isliye Chennai mein thoda zyada hai compared to Mumbai ya Delhi.

Gold Price Prediction - Aage Kya Hoga?

Market experts ki raay dekhen toh:

Short Term (1-2 Weeks):

• Dhanteras tak demand strong rahegi
• Prices stable ya slightly upward movement expected
• ₹1,18,000 - ₹1,22,000 range mein rahega (22 carat, 10 gram)

Medium Term (1-3 Months):

• US Fed policy meeting important hoga
• Agar interest rate cut hua toh gold bullish ho jayega
• ₹1,25,000 tak ja sakta hai year-end tak

Long Term (1 Year):

• Most analysts bullish hain
• Target ₹1,30,000 - ₹1,40,000 (22 carat, 10 gram)
• Global uncertainty, central bank buying strong rahegi

Disclaimer: Yeh predictions hain, guarantee nahi. Market volatile hai, isliye apna research aur financial advisor ki salaah zarur lo.

Gold Loan - Emergency Mein Kaam Aata Hai

Gold ka ek aur fayda hai - emergency mein iske against loan mil jata hai:

Features:

• Gold ke value ka 70-75% tak loan mil sakta hai
• Interest rate: 7-12% per annum
• Minimal documentation
• Quick processing - same day loan mil jata hai
• Gold pledged rehta hai bank ke paas, ownership teri hi rahti hai

Banks aur NBFCs jaise Muthoot Finance, Manappuram bhi gold loan dete hain.

Tips For Buying Gold - Smart Khareedari Kaise Karein

1. Hallmark Check Karo:

   • BIS Hallmark wala gold hi lo
   • 6-digit alphanumeric code hona chahiye
   • HUID (Hallmark Unique Identification) mandatory hai

2. Purity Test:

   • Reputed jeweller se hi kharidlo
   • Bill zarur lo with purity details
   • Karat meter se test kara lo agar doubt hai

3. Making Charges Negotiate Karo:

   • Fixed making charge per gram better hai percentage se
   • Simple designs mein kam charges hote hain
   • Multiple shops compare karo

4. Exchange Offers:

   • Purana sona exchange karne par better value milta hai
   • Selling alag karke aur buying alag karne se kam milega

5. Best Time To Buy:

   • Month-end ya quarter-end par schemes hoti hain
   • Akshaya Tritiya, Dhanteras par special offers
   • Lekin rush bhi zyada hota hai in days

6. Bill Aur Certification:

   • Always proper bill lo with GST invoice
   • Certificate of authenticity lo
   • Warranty card lo if applicable

FAQs - Frequently Asked Questions

Q1: Aaj sone ka rate kyun stable hai?

Kal ki bhaari giravat ke baad investors wait-and-watch mode mein hain. Festival demand aur international market factors balance kar rahe hain prices ko.

Q2: 22 carat aur 24 carat mein kaun better hai?

Jewellery ke liye 22 carat best hai (strong hota hai). Investment ke liye 24 carat ya digital gold better hai.

Q3: Dhanteras tak price badhega ya ghatega?

Experts ka kehna hai ki stable rahega ya thoda upar ja sakta hai demand ke kaaran. Giravat ki sambhavna kam hai.

Q4: Making charges kitne reasonable hain?

8-15% tak reasonable hai simple designs mein. 20% se zyada ho toh negotiate karo ya dusri shop dekho.

Q5: Online gold buying safe hai?

Haan, reputed platforms jaise Tanishq, Malabar Gold, Google Pay, PhonePe se digital gold safely le sakta hai.

Q6: Gold par loan lene mein kitna time lagta hai?

Same day mil jata hai. Documents (gold, ID proof, address proof) ready rakho.

Q7: Old gold selling par loss hota hai kya?

Haan, making charges ka paisa nahi milta. Plus current rate se bhi thoda kam milta hai. Isliye exchange offer better hai.

Conclusion - Antim Sujhaav

Overall, aaj 22 October 2025 ko gold market stable hai jo khareedaaron ke liye ek acchi khabar ho sakti hai. Kal ki ₹500-600 ki giravat ke baad aaj consolidation dekha ja raha hai, jo healthy sign hai market ke liye.

Key Takeaways:

• Chennai mein 22 carat gold: ₹1,20,010 per 10g
• Delhi, Mumbai, Kolkata mein: ₹1,19,690-₹1,19,840 per 10g
• Mamuli giravat ₹10 per 10g
• Festival demand prices ko support kar rahi hai
• International factors aur domestic demand ka balance ban raha hai

Buyers Ke Liye Sujhaav:

• Agar jewellery urgent chahiye toh aaj kharid sakta hai
• Investors SIP approach use karein
• Making charges aur total cost pehle calculate kar lo
• Hallmarked gold hi kharido
• Digital gold bhi consider karo investment ke liye

Yaad Rakho:

Sona sirf ek investment nahi, yeh hamari culture aur tradition ka hissa hai. Lekin smart buying zaruri hai. Market research karo, prices compare karo, aur apni financial situation ke hisaab se decision lo.

Dhanteras aur Diwali ki aapko aur aapke parivaar ko bahut-bahut shubhkamnayein! 🪔✨

Kisi bhi tarah ki investment se pehle apne financial advisor se salaah zarur lein. Market risks hote hain aur past performance future returns ki guarantee nahi hai.