EPF vs NPS 2026: Which Is Actually Better for Retirement : EPFO 8.25% vs PFRDA NPS Drawdown Rules and Tax Benefits The strongest edge of EPF in the NPS vs EPF debate in 2026 is its 8.25% assured return and tax-free interest, while NPS wins on flexibility, equity exposure, and optional annuities after PFRDA’s new R... Finance Government Schemes Retirement Planning India 04-Jun-2026 0 251