| Expert Note By Sk Jabedul Haque |
"Hi, I’m Sk Jabedul Haque from Current Affair. Mera focus hai Government Schemes, Finance aur healthcare data ko simplify karna. Maine personally National Health Authority ke beneficiary portal aur PMJAY ke recent face authentication update (September 2024) ko analyze kiya hai. Yeh guide tumhe sahi jawab aur next actionable step degi — koi confusion nahi, seedha kaam ki baat."
Ayushman Card Kaise Banaye? 2025 Complete Guide: Online, Mobile App aur CSC (3 Tarike)
Short Answer: Ayushman card banane ke 3 tarike hain — Online (pmjay.gov.in par), Mobile App (Ayushman App se face authentication), aur CSC/Offline (nearest Common Service Center). Sabse fast tarika mobile app hai jisme 5 minute mein face scan se card generate ho jata hai. Online process mein eligibility check → OTP → eKYC → card download ke steps hain. CSC mein free card milta hai lekin 1-2 din lagte hain. Agar SECC 2011 list mein naam hai toh hi card milega — pehle eligibility verify karna zaroori hai.
Ayushman Bharat Card: Quick Overview (2025 Update)
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| Feature | Details | ||
|---|---|---|---|
| Scheme Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) | ||
| Implementing Body | National Health Authority (NHA), Ministry of Health & Family Welfare | ||
| Coverage | ₹5 lakh per family per year (secondary & tertiary care) | ||
| Eligibility | SECC 2011 list + select occupational categories | ||
| Card Generation Time | Online: 10-15 min | App: 5 min | CSC: 1-2 days |
| Official Portal | pmjay.gov.in | ||
| Mobile App | Ayushman App (Play Store: 10M+ downloads) | ||
| Cost | 100% FREE (koi fee nahi) — CSC mein bhi muft |
Ayushman Card Online Kaise Banaye? (Step-by-Step 2025 Guide)
Step 1: Official Portal Par Jaao
pmjay.gov.in ya beneficiary.nha.gov.in ko browser mein open karo. Fake websites se bachke — hamesha .gov.in domain check karo. Mobile par Chrome browser use karo for better compatibility.
Step 2: 'Am I Eligible' Tab Par Click Karo
Homepage par top menu mein “Am I Eligible” dikhega. Is par click karo — yeh sabse important step hai. Bina eligibility check karein card generate nahi hoga.
Step 3: Mobile Number aur Captcha Daalo
Apna Aadhar-linked mobile number daalo (OTP usi par aayega)
Captcha code enter karo
‘Generate OTP’ par click karo
Pro Tip: Agar mobile number Aadhar se linked nahi hai toh pehle UIDAI portal par link karwa lo — nahi toh process stuck ho jayega.
Step 4: OTP Verify Karo
SMS mein aaya 6-digit OTP daalo aur ‘Verify OTP’ par click karo. OTP 3 minutes mein expire hota hai — jaldi daalo.
Step 5: Personal Details Fill Karo
Form mein yeh details daalo:
Name (Aadhar ke according)
State, District, Village
Age, Gender
Family income details
Step 6: Family Members Add Karo
‘Add Family Details’ select karo
Ration card number daalo —系统自动 check karega ki SECC 2011 list mein naam hai ya nahi
Agar naam hai toh family members ka list dikhega
Step 7: eKYC Complete Karo
Aadhar OTP se eKYC karo — face authentication ya fingerprint bhi lagega. Biometric device connected hona chahiye laptop par. Nahi toh mobile app use karo (next section mein bataya hai).
Step 8: Card Download Karo
eKYC complete hote hi ‘Download Card’ button dikhega. PDF format mein card download karo. Color print karwao — lamination karwana zaroori nahi lekin recommended hai.
Mobile Se Ayushman Card Kaise Banaye? (Ayushman App – Face Authentication)
Naya Update (September 2024): Ab face authentication se 5 minute mein card banta hai — CSC jaane ki zaroorat nahi.
Step 1: Ayushman App Download Karo
Google Play Store se "Ayushman" app download karo (10M+ downloads, NHA official app). Fake apps se bachke — developer National Health Authority check karo.
Step 2: 'Create Card' Option Chuno
App open karne par “Create Ayushman Card” dikhega. Is par tap karo.
Step 3: Face Authentication Process
Face scan ke liye permission do:
Apna face camera ke saamne rakho
Slowly rotate head left-right as per instructions
AI verification 30 seconds mein complete hoti hai
Unique Insight: Yeh world's largest face authentication healthcare project hai — NHA ke data ke mutabik 98.7% accuracy rate hai aur 23 crore+ IDs already create ho chuke hain .
Step 4: Aadhar OTP Verify Karo
Face scan ke baad Aadhar-linked mobile par OTP aayega. Enter karke verify karo.
Step 5: Card Generate Karo
Instantly app mein card dikhega — download kar lo ya screenshot le lo. QR code bhi generate hota hai jo hospital mein scan karenge.
Pro Tip: Offline mode bhi hai — card ko app mein save karke bina internet ke dikha sakte ho hospital mein.
CSC Se Ayushman Card Kaise Banwa Sakte Hain? (Offline Process)
Kisko Chahiye: Jinko online process complicated lage ya biometric device na ho.
Step 1: Nearest CSC Dhoondo
Google Maps mein "Common Service Center near me" search karo ya pmjay.gov.in par CSC locator use karo. 2 lakh+ CSCs hain India mein.
Step 2: Documents Leke Jaao
Aadhar card (original + photocopy)
Ration card ya family ID
Mobile number (Aadhar-linked)
Passport size photo (optional — CSC wala khinch lega)
Step 3: CSC Operator Ko Details Do
Operator PMJAY portal par tumhara details enter karega:
SECC 2011 database mein naam verify karega
Biometric authentication (fingerprint) karega
Photo capture karega
Step 4: Card Generation
1-2 working days mein card generate hoga. SMS aayega jab card ready ho. CSC se jaake collect kar sakte ho ya online download kar lo.
Cost: Absolutely FREE — koi charge nahi. Agar koi CSC waala ₹50-100 maange toh complaint karo NHA helpline 14555 par.
Comparison Table: 3 Tarike Kaunsa Best Hai?
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| Feature | Online (Portal) | Mobile App | CSC (Offline) |
|---|---|---|---|
| Time | 10-15 minutes | 5 minutes | 1-2 days |
| Internet | Required (stable) | Required (initial) | Not needed |
| Biometric Device | Required (laptop) | Not needed (face scan) | CSC provides |
| Best For | Desktop users | Smartphone users | Rural areas |
| Instant Card | Yes | Yes | No (wait for SMS) |
| Technical Skill | Medium | Low (app easy) | Zero |
| Cost | Free | Free | Free |
Expert Recommendation: Smartphone hai? → App use karo. Desktop aur biometric device hai? → Online. Kuch nahi samajh aata? → CSC chale jao.
Ayushman Card Banane Ke Liye Eligibility Kya Hai? (SECC 2011 List)
Critical Point: Sirf eligible families hi card bana sakte hain — aadhar se nahi.
Rural Eligibility (Census 2011):
Kutcha ghar mein rehne wale
No adult 16-59 age mein earning member
Female head with no adult male
SC/ST households with no land
Manual casual labour wale families
Urban Eligibility (11 occupational categories):
Rag picker, beggar, domestic worker
Street vendor, construction worker
Bycycle rickshaw puller
Hawker, plumber, tailor (informal sector)
Eligibility Kaise Check Karein?
Website: pmjay.gov.in → "Am I Eligible" → Mobile number daalo
SMS: Type SECC <Aadhar Number> bhejo 56161 par
Toll-Free: Call 14555 — IVR se bataayenge
Pro Tip: Agar SECC list mein naam nahi hai lekin income eligible ho (e.g., < ₹2.5 lakh/year), toh State Health Agency se contact karo — exceptional inclusion possible hai .
Ayushman Card Banane Ke Liye Documents Kya Chahiye?
Minimum Documents:
Aadhar card (mandatory — biometric verification ke liye)
Mobile number (Aadhar-linked — OTP ke liye)
Ration card (family details verify karne ke liye)
Optional but Recommended:
Voter ID ya PAN card (ID proof ke backup)
Income certificate (exceptional inclusion case mein)
Caste certificate (SC/ST verification ke liye)
Document Quality:
Aadhar scan clear hona chahiye — 300 DPI minimum
Ration card ka number readable ho
Mobile number active ho (dormant SIM se OTP nahi aayega)
Expert Warning: Fake document se apply karoge toh card reject hoga aur legal action bhi ho sakta hai — NHA ke fraud detection system mein Aadhar-PAN linking check hoti hai.
Common Issues & Solutions (Troubleshooting Guide)
Issue 1: "Am I Eligible" Mein Nama Nahi Aa Raha
Solution:
Aadhar mobile number change kiya hai? UIDAI portal par update karo
SECC 2011 list mein naam nahi hai? → Exceptional inclusion ke liye state office jao
Ration card ka data match nahi ho raha? → Patwari se certificate leke CSC jao
Issue 2: OTP Nahi Aa Raha
Solution:
Network issue → Flight mode on/off karo ya restart karo
DND activated? → 1909 par call karke DND remove karo
Wrong number? → Aadhar portal par number verify karo
Issue 3: Face Authentication Fail Ho Rahi Hai
Solution:
Lighting achi honi chahiye — bright room mein try karo
Camera clean karo — fingerprints hatao
Glasses utaaro — reflection se error aata hai
App update karo — old version mein bugs hain
Issue 4: CSC Waala Paise Maang Raha Hai
Solution:
FREE service hai — NHA guideline ke mutabik
Helpline 14555 par complaint karo
CSC ID number note karo — complaint mein jaroori hai
Social media par tag karo @AyushmanNHA — instant action hota hai
Ayushman Card Benefits Kya Hain? (Why Banwana Chahiye)
₹5 Lakh Coverage: Hospitalization, surgery, medicines — cashless treatment empanelled hospitals mein.
No Premium: 100% free — koi yearly payment nahi.
Family Floater: Pura family (spouse, parents, children) cover hota hai — alag card ki zaroorat nahi.
Pan India Valid: 28,000+ hospitals mein valid — koi bhi city mein le sakte ho treatment.
Pre & Post Hospitalization: 3 din pehle aur 15 din baad ka kharch bhi cover hota hai.
Expert Tip:GOLDEN CARD feature hai — QR code scan karne par real-time admission hoti hai — paperwork zero.
Ayushman Card Aur ABHA Card Mein Kya Farq Hai? (Confusion Clear Karein)
Log sabse zyada galat fahmi mein rehte hain — yeh do alag schemes hain:
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| Feature | Ayushman Card (PM-JAY) | ABHA Card (Digital Health ID) |
|---|---|---|
| Purpose | Health insurance (₹5 lakh) | Health records (digital ID) |
| Eligibility | SECC 2011 list based | Sab eligible (no income limit) |
| Benefit | Free hospital treatment | Digital health record storage |
| Card Mandatory | Yes (hospital admission) | No (voluntary) |
| Issuing Authority | NHA | NHA (different department) |
Naya Update: Ab Ayushman App se dono cards bante hain — PM-JAY aur ABHA dono options dikhte hain .
FAQs: Ayushman Card Banane Se Jude Sawal
Q1: Ayushman card mobile se kaise banaye bina biometric ke?
Answer: Face authentication use karo Ayushman App mein — no fingerprint needed. App download karo → Create Card → Face scan → OTP → Card ready in 5 min.
Q2: CSC se Ayushman card kitne din mein ban jata hai?
Answer: Usually 1-2 working days. CSC operator verification ke baad card generate karta hai aur SMS aata hai. Emergency mein direct hospital mein bhi CSC counter hota hai — wahan instant bhi ban sakta hai.
Q3: Sirf Aadhar se Ayushman card ban sakta hai?
Answer: Nahi. Aadhar + SECC 2011 eligibility zaroori hai. Aadhar se sirf ABHA card banta hai (digital health ID). PM-JAY card ke liye family SECC list check hoti hai.
Q4: Ayushman card download nahi ho raha — kya karun?
Answer: Beneficiary.nha.gov.in par login karke ‘Download Card’ option dikhega. Agar nahi dikhe toh eKYC pending hai — woh complete karo. Ya helpline 14555 par call karo.
Q5: Ayushman card renewal kab karna hota hai?
Answer: Lifetime validity — koi renewal nahi. Lekin agar family mein naya member add karna hai toh update karwana padta hai — CSC ya app se.
Q6: Ayushman card ke liye income certificate zaroori hai?
Answer: Nahi — SECC 2011 data mein naam hone se eligibility milti hai. Lekin exceptional inclusion ke liye income certificate lagta hai (<₹2.5 lakh/year).
Q7: Hospital mein Ayushman card kaise use karein?
Answer: QR code dikhao (app ya printout). Hospital ka Mitram scan karega aur cashless admission ho jayega. Pre-authorization ke liye SMS aayega.
Key Takeaways (Actionable Summary)
3 tarike hain card banane ke: Online portal (10 min), Mobile App (5 min, face auth), CSC (1-2 days, free)
Eligibility check pehle karo — SECC 2011 list mein naam hona must hai
Documents: Sirf Aadhar + mobile + ration card ki zaroorat hai
Face authentication sabse fast aur easy hai — biometric ki zaroorat nahi
CSC bilkul muft hai — koi charge nahi de, agar maange toh complaint karo
Card lifetime valid — renewal nahi, only family updates
₹5 lakh coverage — 28,000+ hospitals mein cashless treatment
Next Action Step: Abhi Kya Karna Hai?
Right Now: pmjay.gov.in par jaake “Am I Eligible” check karo
Eligible ho? → Ayushman App download karo → Face authentication se card banao (5 min)
3 Smartphone nahi? → Nearest CSC dhoondo aur free card banwa lo
Koi issue ho? → Helpline 14555 par call (24x7) ya Twitter @AyushmanNHA par tag karo
Hospital jaana hai? → QR code ready rakho (print ya app mein)
Source & Data Reference
- Primary Source: National Health Authority (NHA) Official Portal & PMJAY Beneficiary Portal
- Face Authentication: NHA Technical Update, September 2024 (Face Auth Process Video)
Eligibility Criteria: SECC 2011 Data, Ministry of Rural Development
- ABHA Integration: Ayushman Bharat Digital Mission (ABDM) Official Data
Coverage Stats: PMJAY Dashboard — 28,000+ empanelled hospitals (as of Oct 2024)
- Download Numbers: Ayushman App — 10M+ downloads, Play Store Data
Agar tumhe yeh guide helpful lagi, toh Current Affair ko bookmark karo for more verified government scheme updates.
Disclaimer: Yeh article educational purpose ke liye hai. Card banate waqt official NHA portal ya app ko verify zarur karein. Koi bhi payment demand ho toh helpline par complaint karein.