The PM Surya Ghar Muft Bijli Yojana 2026 offers a central subsidy of up to ₹78,000 for rooftop solar panel installation on your home. The scheme targets 1 crore households and provides up to 300 free electricity units per month. You can apply directly at pmsuryaghar.gov.in using your electricity bill, Aadhaar, and bank account details — no agent or broker needed.
What is PM Surya Ghar Yojana?
The Pradhan Mantri Surya Ghar: Muft Bijli Yojana is a central government initiative launched to make rooftop solar energy affordable for every household in India. Under this scheme, eligible homeowners receive a direct subsidy on the cost of installing solar panels, enabling them to generate their own electricity, reduce bills to near zero, and even earn money by selling surplus power back to the grid.
The scheme is administered by the Ministry of New and Renewable Energy (MNRE) and targets the installation of 40 GW of rooftop solar capacity across 1 crore homes by 2026.
PM Surya Ghar Subsidy Slabs 2026
The central government provides a Central Financial Assistance (CFA) based on the system capacity installed:
| System Size | Central Subsidy | Max Cap |
|---|---|---|
| 1 kW | ₹30,000 | — |
| 2 kW | ₹60,000 (₹30,000/kW) | — |
| 3 kW and above | ₹78,000 | Maximum cap |
State Top-Up Subsidies (Additional Benefits)
- Uttar Pradesh, Bihar, Rajasthan: Extra ₹10,000 per kW (up to ₹30,000 additional)
- Maharashtra, Gujarat: Extra ₹5,000 per kW
- Delhi, Punjab: Central subsidy only — no additional state top-up
Cost vs Savings Breakdown
| System | Market Price | Central Subsidy | Net Cost | Monthly Units | Monthly Savings |
|---|---|---|---|---|---|
| 1 kW | ₹65,000 | ₹30,000 | ₹35,000 | ~135 units | ~₹1,080 |
| 2 kW | ₹1,20,000 | ₹60,000 | ₹60,000 | ~270 units | ~₹2,160 |
| 3 kW | ₹1,75,000 | ₹78,000 | ₹97,000 | ~405 units | ~₹3,240 |
(Assumption: ₹8/unit bijli rate, 4.5 sun hours/day, 90% system efficiency)
Eligibility for PM Surya Ghar Yojana 2026
To qualify for the subsidy, applicants must meet all of the following conditions:
- Indian citizen with a permanent residential electricity connection (LT-1 domestic category)
- Suitable shadow-free rooftop — minimum 100 sq.ft per kW, south-facing preferred
- No prior solar subsidy on the same property from any government scheme
- Valid documents: Aadhaar card, bank passbook with IFSC code, latest electricity bill with consumer number
- Installation must be done by an empaneled vendor listed on the Surya Ghar portal
- Solar panels must comply with ALMM standards; inverter must have BIS certification
- Your DISCOM must support net metering (covered in 95%+ cities)
New Rule (2025): Tenants in rented properties can also apply, provided the landlord submits a written consent form (available for upload on the portal).
How to Apply on PM Surya Ghar Portal — Step-by-Step
- Visit the official portal: pmsuryaghar.gov.in
- Click on "Apply for Rooftop Solar"
- Select your State → DISCOM → Consumer Number from your electricity bill
- Enter your mobile number and verify via OTP
- Fill in the application form: name, address, system capacity, roof type, shadow-free confirmation
- Upload documents: latest electricity bill, Aadhaar card, bank passbook (IFSC visible)
- The portal will display a list of approved vendors in your pincode — request quotes from 2–3 and compare
- After DISCOM feasibility approval (7–10 days), proceed with installation
- DISCOM technician will replace the old meter with a bi-directional net meter
- Upload installation photos and commissioning report to the portal
- After DISCOM final inspection, the subsidy is credited within 30 days directly to your bank account
Key Tips Before Applying
- Always compare at least 3 vendor quotes — price, panel brand, warranty
- Minimum 25-year performance warranty on panels; 5–10 year inverter warranty
- Use the "Sun Surveyor" app to check shadow-free status of your rooftop
- Confirm state top-up eligibility with your vendor — a separate form section is available on the portal
- Track your application via the "PM Surya Ghar" mobile app (available on Android and iOS)
Frequently Asked Questions
What subsidy is available under PM Surya Ghar Yojana 2026?
The central government provides ₹30,000/kW subsidy — ₹30,000 for 1 kW, ₹60,000 for 2 kW, and a maximum of ₹78,000 for 3 kW or above. Select states offer additional top-up subsidies of ₹5,000–₹10,000 per kW.
How do I apply for PM Surya Ghar Yojana online?
Visit pmsuryaghar.gov.in, click "Apply for Rooftop Solar", select your State and DISCOM, enter your electricity consumer number, verify OTP, fill the form, upload documents, and choose an approved vendor. The entire process is online — no agent needed.
When is the subsidy credited after installation?
After DISCOM completes final inspection and approves the commissioning report, the subsidy amount is transferred directly to your registered bank account within 30 days. You will receive an SMS notification upon credit.
Can a tenant apply for PM Surya Ghar Yojana?
Yes. As per the November 2025 update, tenants in rented properties can apply, provided the landlord submits a written consent form. The form is available for upload on the official Surya Ghar portal.
How much electricity can a 2 kW solar system generate per month?
A 2 kW rooftop solar system generates approximately 270 units per month (based on 4.5 sun hours/day), saving around ₹2,160 per month at ₹8/unit. The break-even period is approximately 19 months after subsidy.
Last Updated: April 10, 2026 | Author: SK Jabedul Haque | Source: pmsuryaghar.gov.in (MNRE Official Portal)